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Take the First Step to Joining CIRSA

CIRSA covers much more than a commercial carrier. And because our coverage is so broad, we ask for more information than they do. It’s how we are able to account for all your assets. We also use what you tell us to develop a quote truly reflecting replacement costs for property and to anticipate the impact of workers’ compensation claims.

We understand that it’s difficult to keep track of everything your entity owns. CIRSA’s programs are built to cover assets even if they haven’t been listed – without a co-insurance penalty. It’s another way we set ourselves apart from commercial carriers who deny coverage if you forget to add a property or vehicle.

When you fill out and submit the form on this page, we will contact you to start the quote process and provide more details on CIRSA’s:

  • Property/Liability Coverage — CIRSA will replace covered buildings, fire trucks, street sweepers, ambulances, and mobile equipment with “like kind and quality,” as opposed to the current cash value. That’s hard to find anywhere else on the market.
  • Workers’ Compensation — In addition to employers’ liability and workers’ compensation coverage to Colorado’s statutory limits, CIRSA’s services include legal counsel and guidance on contractual and fiduciary matters. We work with you through the claim process to ensure that claims are being resolved in your best interests and with your input.
  • Optional Coverages — We have created a suite of programs that let you add coverage targeted precisely at your risks, including tax revenue loss, cyber crime, volunteers, and equipment breakdown.

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