Coverages We Offer

When it comes to insuring Colorado’s municipalities and public entities, a basic policy doesn’t cut it. That’s why CIRSA creates custom coverage programs based on our members’ needs, so you can count on coverage that’s relevant to your entity. And as part of our member-owned organization, you’ll get better coverage than you thought you could afford—plus the peace of mind that comes with it.


Workers’ Compensation

  • Workers’ Compensation coverage to statutory limits

  • Employers’ Liability


  • Property

  • General Liability

  • Public Officials’ Errors and Omissions

  • Law Enforcement and Police Professional Liability

  • Auto Physical Damage and Auto Liability

  • Crime: Employee Dishonesty, Faithful Performance, Monies and Securities, Computer Fraud

  • Cyber Coverage

Optional Coverage Programs

  • Equipment Breakdown

  • Community Service Workers’ Accident Medical Plan

  • Excess Crime

  • Occupational Accidental Death and Dismemberment

  • Special Events Liability

  • Sports Accident Medical

  • Uninsured and Underinsured Motorist

  • Volunteer Accident Medical

  • Excess Cyber

Miscellaneous Coverages

CIRSA can help place individual types of miscellaneous coverages such as:

  • Airport Liability

  • Environmental (pollution) Liability

  • Bonds

  • Fiduciary

Let’s Talk

To learn more, please complete a Request for More Information form, or call Membership Services at 800.228.7136.