History

CIRSA Now
Today, over 80 percent of municipalities in Colorado together with their affiliated public entities own CIRSA, pooling their resources for greater buying power in the insurance market and relying on us for local expertise in everything related to risk management.

2013: Devastating Colorado Floods
This was CIRSA’s largest property claim ever affecting more than 20 members and resulting in almost 20 million dollars in damage.

2011: Lexipol Program Launched to Members
CIRSA partnered with member police departments to help implement state-of-the-art Lexipol policy manual and daily training bulletins in Colorado in an effort to help reduce police liability claims.  Over a three year period, 62 members were reimbursed $485,000 for participating in the program. 

2008: Tornado & Hail Strike Northeast Colorado
Six members were affected causing more than 5.5 million dollars in damage.

2007: CIRSA Turned 25
CIRSA celebrated its 25th anniversary with our members at a membership meeting in Snowmass Village.

2006: Southeast Colorado Snow Storm
Seven members were affected by the snow storm in 2006 that led to many buildings collapsing and causing approximately 2 million dollars in damage.

2004: CIRSA Won Its First Supreme Court Case
Our first opportunity to take a member’s case to the United States Supreme Court ended in victory in the case of City of Littleton v. ZJ Gifts.

2002: First Online Training Offered
CIRSA brought online training courses to our members to better meet their risk management needs.

1998: Montrose Office Opened
In order to provide more efficient service to our western slope members, CIRSA opened an office in Montrose.

1995: Membership Eligibility Expanded
No longer just for municipalities, CIRSA’s membership approved a bylaw change allowing other types of public entities to join the property/ casualty and workers’ compensation pools.

1992: Full Service Claims Administration Added
We brought claims services in-house, marking the start of claims and litigation management services specifically tailored to our members’ needs.

1989: Equity Distributed Back to Members
CIRSA gave its first distribution of equity back to members in 1989. To date, $35 million has been returned to our members.

1988: Workers’ Compensation Pool Added
Within a few years, our growing membership of 97 Colorado municipalities added a second pool for workers’ compensation.

1982: Property/Casualty Pool Began
During an insurance crisis marked by skyrocketing insurance rates and municipal policy cancellations, CIRSA’s 18 founding members created a property/casualty insurance pool to get quality coverage at a reasonable cost.

These pioneering municipalities—Arvada, Aspen, Breckenridge, Brighton, Cherry Hills Village, Commerce City, Delta, Durango, Englewood, Glendale, Grand Junction, Northglenn, Olathe, Ridgway, Salida, Thornton, Westminster, and Wheat Ridge—also established the ownership and board governance model that we still use today.